M & H Finland is the Pantaenius Partner for Finland. 

Pantaenius is one of the leading yacht insurance specialists and can offer you optimal coverage for

• your yacht
• you, as the owner
• crew

Pantaenius insurance covers are constantly being reviewed, are coordinated yet flexible, and can be customised on demand.

In addition, Pantaenius have developed specific insurance solutions to cover the risks associated with over side activities and water sports that are not available anywhere else on the market.

The following is a summary of the insurance policies designed to cover you for common risks in yachting.

• Reliable All-round Protection Against all risks
  All risks to which the insured yacht is exposed during the term of the insurance are covered. Including damages resulting from theft, fire, acts of God, sinking, grounding, collision or piracy. 

• Reimbursement without deductions
  We will agree a fixed insurance sum with you, which will be reimbursed in the event of total loss without any deduction for actual cash value, so that you are able to afford an equivalent vessel.

• New for old
  If your vessel is damaged and needs new parts for repairs, partial damage without deduction for actual cash value will be covered, up to the agreed insurance sum.

• No deductible for you
  No deductible will be charged in the event of total loss, burglary, transport damage, fire, lightning strike, damage to personal effects and many other events.

• Fast breakdown assistance 
  Costs for assistance in an emergency, e.g. towing to the nearest shipyard or delivery of fuel and replacement parts, are covered up to the agreed sum in the insurance contract.

• Accommodation and return journey costs
  Necessary accommodation and return journey costs for the Captain/Skipper, crew and guests shall be reimbursed up to a sum agreed in the insurance contract if the Vessel is uninhabitable during a journey according to the opinion of a surveyor appointed by the Insurer as a result of an insured event.

For more information please  Contact us or ask for a quote from the banner below.